Who Has Cheap Auto Insurance for a Subaru Impreza in Jacksonville?

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Subaru Impreza insurance
Subaru Impreza insurance image courtesy of QuoteInspector.com

Finding cheap coverage for a Subaru Impreza in Florida is fairly easy, but it is dependent upon a large number of rating criteria such as whether you are male or female, your credit status, and any past driving violations you may have had. Drivers pay approximately $1,374 annually to insure their Impreza, but that amount is an approximation using a 40-year-old married female driver with both comprehensive and collision coverage and $250 deductibles.

When making auto insurance estimates, the issue arises that you are not 40 and maybe not even a female, possibly single instead of married, and maybe you have sub-par credit that needs to be factored in. Even a minor difference in the rating criteria used to formulate rates may result in a big change in how much insurance for a Subaru Impreza costs.

This illustrates why the best method for finding the cheapest insurance price for your Subaru is to do your own rate comparisons. Comparing quotes is easy and you can get prices from the best companies around.

View Subaru Impreza Insurance Rates

The trim level of your Subaru tends to have a direct impact on the cost of insurance, so the rate you pay to insure a Impreza 2.5I 4WD Station Wagon model will be $354 less than the insurance cost for the high end Impreza WRX STI 4WD Station Wagon trim level, as shown in the prices below.

Subaru Impreza Insurance Rates in Jacksonville, FL
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Impreza 2.5I 4WD Station Wagon $278 $438 $438 $26 $132 $1,312 $109
Impreza 2.5I 4WD Station Wagon $278 $438 $438 $26 $132 $1,312 $109
Impreza Outback Sport 4WD Station Wagon $278 $532 $438 $26 $132 $1,406 $117
Impreza 2.5I AWD 4-Dr $312 $532 $438 $26 $132 $1,440 $120
Impreza 2.5I Premium Package AWD 4-Dr $312 $628 $438 $26 $132 $1,536 $128
Impreza WRX 4WD Station Wagon $312 $628 $438 $26 $132 $1,536 $128
Impreza 2.5 GT 4WD Station Wagon $348 $628 $438 $26 $132 $1,572 $131
Impreza WRX AWD 4-Dr $348 $722 $438 $26 $132 $1,666 $139
Impreza 2.5I GT AWD 4-Dr $348 $722 $438 $26 $132 $1,666 $139
Impreza WRX STI 4WD Station Wagon $348 $722 $438 $26 $132 $1,666 $139
Get Your Own Custom Quote Go

Cost estimates assume married female driver age 40, no speeding tickets, no at-fault accidents, $250 deductibles, and Florida minimum liability limits. Discounts applied include claim-free, homeowner, multi-vehicle, multi-policy, and safe-driver. Price information does not factor in specific Jacksonville garaging location which can decrease or increase auto insurance rates substantially.

Buying coverage from a good quality auto insurance company can be difficult considering how many different companies there are to choose from in Jacksonville. The ranking data shown next may help you choose which car insurance companies you want to consider to insure your vehicles. These ratings are only comprised of the largest companies in America, so smaller companies that only insure vehicles in Florida will not be included in these rankings.

Top 10 Large Car Insurance Companies Overall in Jacksonville

  1. Travelers
  2. USAA
  3. Mercury Insurance
  4. AAA Insurance
  5. Nationwide
  6. Allstate
  7. State Farm
  8. The Hartford
  9. Safeco Insurance
  10. Progressive

Impact of violations and accidents on rates

The ideal way to snag the most affordable insurance premiums in Jacksonville for an Impreza is to drive safe and avoid tickets and accidents. The information below illustrates how speeding tickets and at-fault collisions can raise insurance prices for different age groups. The premiums are based on a married male driver, full physical damage coverage, $100 deductibles, and no other discounts are factored in.

In the prior example, the average cost of auto insurance per year with no violations or accidents is $2,236. Get two speeding tickets and the average cost hikes up to $3,091, an increase of $855 each year. Now add in two accidents along with the two speeding tickets and the annual cost of insurance for a Subaru Impreza goes up to an average of $6,193. That's an increase of $3,956, or $330 per month, just for not being more responsible behind the wheel!

The example below shows how choosing a deductible can change insurance prices when getting quotes for cheap insurance for a Subaru Impreza. The data is based on a single male driver, full coverage, and no discounts are applied to the premium.

As shown above, a 50-year-old driver could lower their car insurance rates by $476 a year by switching the physical damage coverage from a $100 deductible to a $500 deductible, or save $720 by switching to a $1,000 deductible. Youthful drivers, like the 20-year-old example, could save up to $1,582 or more by choosing larger deductibles on their policy.

When raising deductibles, it's a good idea to have enough savings set aside to enable you to pay the extra out-of-pocket expense, which deters some drivers from choosing higher deductibles.

Ideas for finding economical insurance for a Subaru Impreza

Below you'll find many thrifty suggestions that can help you get cheaper coverage.

The last idea is extraordinarily necessary, as we noted in this article. Prices charged by auto insurers can change considerably in a year, so don't be tentative to change to a new company if a lower price can be found.

Sticking with a specific company is fine, but it's not recommended if that faithfulness ends up costing you hundreds of dollars year after year. In less than five minutes you could compare rates to find cheaper insurance for a Subaru Impreza in Jacksonville.

If you aren't clear which coverage you need and would like to have a consultation when comparing insurance rates for a Subaru Impreza, the agents listed below can help you determine which auto insurance policy fits you best.

To locate an agency closest to you, click the button at the bottom or click here to compare rates now.

GEICO Insurance Agent
1003 Atlantic Blvd - Jacksonville, FL 32233 - (904) 246-8650

Allstate Insurance, John Crowell Agency
9700 Philips Hwy #109 - Jacksonville, FL 32256 - (904) 538-9440

Chris Frank - State Farm Insurance Agent
9475 Philips Hwy Ste 15 - Jacksonville, FL 32256 - (904) 900-1727

Allstate Insurance: Jeff Bernard
7530 103rd St Ste 13 - Jacksonville, FL 32210 - (904) 777-3130

View more Jacksonville, FL insurance agencies