Infiniti EX35 Insurance Quotes in Jacksonville

Insurance quote for Infiniti EX35 in JacksonvilleWant to know how to find the cheapest Infiniti EX35 insurance in Jacksonville? Scraping up a payment for high-priced Infiniti EX35 insurance in Jacksonville can deplete your family’s budget and make it hard to pay other bills. Comparison shopping can lower your rates and help to ensure you are getting the best deal.

Anyone knows that auto insurance companies don’t want you to look for a cheaper policy. Insureds who compare other rates are inclined to buy a new policy because there is a great chance of finding a lower-cost company. A study discovered that drivers who compared prices regularly saved approximately $70 a month compared to other drivers who never shopped for cheaper rates.

If finding the best price on car insurance is why you’re here, then having some knowledge of how to find and compare coverages can save time, money, and frustration. Big companies like GEICO, Progressive and Allstate persitently shower you with fancy advertisements and it can be hard to ignore the propaganda and do the work needed to find the best deal.

If you already have coverage or want to find a cheaper company, use these tips to shop for the lowest rates while maximizing coverage. Buying the cheapest car insurance in Jacksonville can initially seem challenging. Shoppers just need to understand the quickest way to find the lowest price from many companies at once.

Finding low cost Jacksonville car insurance rates doesn’t have to be difficult. Just spend a few minutes on the computer getting comparison quotes provided by online insurance companies.

Online shopping is fast and free, and it replaces the need to waste gas driving to different Jacksonville agent offices. Quoting Infiniti EX35 insurance online eliminates this option unless you prefer the advice and guidance of a local Jacksonville agent. It is possible with some companies get the lowest quotes online and have a local agent actually service the policy.

The following companies have been selected to offer price comparisons in Jacksonville, FL. If more than one company is shown, it’s highly recommended you click on several of them to get the best price comparison.

Insurance coverage details

The information shown below covers detailed analysis of policy rates for Infiniti EX35 models. Having a better idea how car insurance prices are calculated is important to be able to make smart choices when purchasing an insurance policy.


Infiniti EX35 Insurance Rates in Jacksonville, FL
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
EX35 AWD $450 $1082 $564 $34 $168 $2,298 $192
EX35 Journey $450 $1082 $564 $34 $168 $2,298 $192
EX35 $450 $1082 $564 $34 $168 $2,298 $192
EX35 AWD Journey $500 $1082 $564 $34 $168 $2,348 $196
Get Your Own Custom Quote Go

Prices above based on single female driver age 30, no speeding tickets, no at-fault accidents, $100 deductibles, and Florida minimum liability limits. Discounts applied include multi-policy, claim-free, safe-driver, homeowner, and multi-vehicle. Information does not factor in specific garaging location which can lower or raise premium rates substantially.

Can higher deductibles save money?

When shopping for car insurance, a common question is what deductibles to buy. The premium rates below determine the difference in cost between low and high physical damage deductibles. The first pricing table uses a $250 deductible for comprehensive and collision coverage and the second rate table uses a $1,000 deductible.


Infiniti EX35 insurance rates with $250 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
EX35 AWD $364 $736 $418 $24 $124 $1,691 $141
EX35 Journey $364 $736 $418 $24 $124 $1,691 $141
EX35 $364 $736 $418 $24 $124 $1,691 $141
EX35 AWD Journey $406 $736 $418 $24 $124 $1,733 $144
Get Your Own Custom Quote Go

Infiniti EX35 insurance rates with $1,000 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
EX35 AWD $224 $464 $418 $24 $124 $1,254 $105
EX35 Journey $224 $464 $418 $24 $124 $1,254 $105
EX35 $224 $464 $418 $24 $124 $1,254 $105
EX35 AWD Journey $250 $464 $418 $24 $124 $1,280 $107
Get Your Own Custom Quote Go

Data rating is based on married male driver age 30, no speeding tickets, no at-fault accidents, and Florida minimum liability limits. Discounts applied include claim-free, safe-driver, multi-vehicle, multi-policy, and homeowner. Rate information does not factor in specific garaging location which can increase or decrease coverage rates greatly.

Based on this data, we can arrive at the conclusion that using a $250 deductible costs an average of $36 more each month or $432 for a full year across all Infiniti EX35 models than quoting the higher $1,000 deductible. Since the policyholder would be required to pay $750 more to file a claim with a $1,000 deductible as compared to a $250 deductible, if you tend to have more than 21 months between claim filings, you would probably be better off if you decide on a higher deductible.

The information below shows how different deductible levels and can impact Infiniti EX35 insurance rates for each age group. The data is based on a married male driver, comp and collision included, and no discounts are applied.

Why Informed Consumers Pay Less for Infiniti EX35 Insurance

Many things are taken into consideration when you quote your car insurance policy. Some are obvious like a motor vehicle report, but other criteria are more transparent such as whether you are married or how safe your car is. Consumers need to have an understanding of some of the elements that help calculate the rates you pay for insurance. If you have some idea of what determines base rates, this helps enable you to make changes that may result in much lower annual insurance costs.

The itemized list below are some of the most common factors insurance companies consider when setting your prices.

Gender impacts premiums – Over the last 30 years, statistics show women tend to be less risk to insure than men. This data doesn’t prove that men are worse drivers. Both sexes are responsible for auto accidents in similar percentages, but men cause more damage and cost insurance companies more money. In addition to higher claims, males also get higher numbers of serious violations like driving under the influence (DUI).

The chart below compares Infiniti EX35 car insurance costs for male and female drivers. The premiums are based on no violations or claims, comprehensive and collision coverage, $250 deductibles, marital status is single, and no discounts are factored in.

Policy add-ons may not be needed – Policies have optional add-on coverages that sound like a good idea at the time if you aren’t diligent. Insurance for things like replacement cost coverage, towing, and extra equipment coverage are probably not needed. These coverages may sound good when talking to your agent, but if you’ve never needed them in the past remove them and pocket the money.

Multi-policy discounts can save money – Most major insurance companies will award discounts to policyholders who carry more than one policy, otherwise known as a multi-policy discount. Even if you qualify for this discount already, you may still want to comparison shop to help guarantee you have the best rates. Drivers may still save money by buying insurance from more than one company.

Get cheaper prices if you’re married – Being married may cut your premiums on your policy. Marriage generally demonstrates drivers are less irresponsible and statistics prove married drivers tend to have fewer serious accidents.

Commute or pleasure use – Driving more miles annually the higher the price you pay to insure it. A lot of companies calculate rates based on their usage. Cars and trucks used primarily for pleasure use can be on a lower rate level compared to those used for work or business. It’s a good idea to make sure your declarations sheet properly reflects the right rating data, because it can save money. Having the wrong rating on your EX35 can result in significantly higher rates.

Low credit score equals high premiums – Having a bad credit score can be a huge factor in calculating your insurance rates. Drivers who have excellent credit scores tend to be more responsible and file fewer claims as compared to drivers with worse credit. Therefore, if your credit score could use some work, you could save money insuring your Infiniti EX35 by spending a little time repairing your credit.

Protect yourself with liability protection – Your insurance policy’s liability coverage is the protection if ever you are found liable for causing damage or personal injury in an accident. It will provide you with a defense in court starting from day one. This coverage is very inexpensive when compared with rates for comp and collision, so do not skimp.

Car insurance protects more than just your car

Despite the potentially high cost of Infiniti EX35 insurance, maintaining insurance serves several important purposes.

The benefits of insuring your EX35 definitely exceed the price paid, especially if you ever need it. According to a 2015 survey, the average American driver is overpaying over $869 every year so shop around at every policy renewal to save money.