Save Money on Chevy City Express Insurance in Jacksonville

A recent insurance study discovered that the vast majority of consumers have purchased from the same company for well over three years, and just short of a majority have never compared rates from other carriers. Many consumers in Florida could save themselves nearly $1,130 a year just by comparing rates, but they just assume it takes a lot of time to compare rates online.

Insurance rates Chevy City Express in JacksonvilleReally, the only way to find lower priced Chevy City Express insurance is to regularly compare quotes from companies who sell insurance in Jacksonville.

  1. Spend a few minutes and learn about how companies set rates and the things you can change to keep rates in check. Many policy risk factors that cause high rates like speeding and a not-so-good credit score can be amended by paying attention to minor details.
  2. Compare price quotes from direct carriers, independent agents, and exclusive agents. Direct and exclusive agents can give quotes from one company like GEICO or State Farm, while agents who are independent can quote rates from many different companies.
  3. Compare the new rate quotes to your current policy and determine if there is any savings. If you find a lower rate and make a switch, make sure coverage is continuous and does not lapse.
  4. Notify your current company to cancel your current coverage. Submit the required down payment along with the signed application for your new policy. As soon as you have the new policy, put the new certificate verifying proof of insurance above your visor, in the console, or in the glove compartment.

One key aspect when comparing rates is to compare identical coverage information on every quote request and and to look at as many auto insurance providers as possible. This provides a fair price comparison and the most accurate and complete price analysis.

If you already have coverage or are shopping for new coverage, use these cost-cutting techniques to shop for the lowest rates without sacrificing coverage. Finding the cheapest coverage in Jacksonville is easy if you know what you’re doing. Smart shoppers just have to use the least time-consuming way to shop their coverage around over the internet.

Most major insurance companies such as Allstate and Progressive give coverage price quotes directly from their websites. Getting online quotes for Chevy City Express insurance in Jacksonville is fairly straightforward as you just type in the coverages you want on the page. Upon sending the form, the quote system gets reports for credit and driving violations and provides a quote based on the information you submitted. This simplifies rate comparisons, and it’s necessary to have as many quotes as possible if you want to find the most affordable premium on auto insurance.

To save time and compare rates now, compare rate quotes from the providers shown below. If you currently have coverage, we recommend you copy coverages and limits just like they are on your policy. Doing this guarantees you will have a rate comparison based on the exact same insurance coverage.

The companies shown below are our best choices to provide comparison quotes in Jacksonville, FL. If multiple providers are shown, we recommend you visit two to three different companies to get the lowest price.

Data for Chevy City Express insurance

The table displayed next highlights different insurance coverage prices for Chevy City Express models. Having knowledge of how insurance rates are formulated can help drivers make decisions when shopping your coverage around.


Chevrolet City Express Insurance Rates in Jacksonville, FL
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
City Express Cargo 2500 2WD $256 $410 $430 $26 $128 $1,250 $104
City Express Cargo 1500 2WD $256 $500 $430 $26 $128 $1,340 $112
City Express Cargo 3500 2WD $294 $500 $430 $26 $128 $1,378 $115
City Express 2500 LT 2WD $294 $500 $430 $26 $128 $1,378 $115
City Express 2500 2WD $294 $500 $430 $26 $128 $1,378 $115
City Express 2500 LS 2WD $294 $500 $430 $26 $128 $1,378 $115
City Express 3500 2WD $294 $500 $430 $26 $128 $1,378 $115
City Express Cargo 1500 AWD $294 $500 $430 $26 $128 $1,378 $115
City Express 1500 LS 2WD $294 $500 $430 $26 $128 $1,378 $115
City Express 1500 LS AWD $294 $588 $430 $26 $128 $1,466 $122
City Express 1500 AWD $294 $588 $430 $26 $128 $1,466 $122
City Express 1500 LT 2WD $294 $588 $430 $26 $128 $1,466 $122
City Express Cargo 1500 Turbo Diesel 2WD $294 $588 $430 $26 $128 $1,466 $122
City Express Cargo 2500 Turbo Diesel 2WD $332 $588 $430 $26 $128 $1,504 $125
City Express 3500 LT 2WD $332 $588 $430 $26 $128 $1,504 $125
City Express 3500 LS 2WD $332 $588 $430 $26 $128 $1,504 $125
City Express 3500 2WD $332 $588 $430 $26 $128 $1,504 $125
City Express 1500 LT AWD $332 $588 $430 $26 $128 $1,504 $125
City Express Cargo 3500 Turbo Diesel 2WD $332 $588 $430 $26 $128 $1,504 $125
City Express Cargo 1500 Turbo Diesel AWD $332 $588 $430 $26 $128 $1,504 $125
Get Your Own Custom Quote Go

Cost estimates assume married male driver age 40, no speeding tickets, no at-fault accidents, $250 deductibles, and Florida minimum liability limits. Discounts applied include multi-vehicle, safe-driver, multi-policy, homeowner, and claim-free. Premium costs do not factor in specific garaging location which can modify premiums noticeably.

The chart below shows how different deductible levels and can change Chevy City Express insurance premiums for different ages of insureds. Data assumes a married female driver, comp and collision included, and no other discounts are factored in.

Verify you’re applying every discount

Insurance is not an enjoyable expense, but there are discounts available that you may not even be aware of. Many discounts should be triggered when you quote, but some may not be applied and must be inquired about in order for you to get them. If you’re not getting every credit possible, you are throwing money away.Discount insurance

Remember that most credits do not apply to the overall cost of the policy. The majority will only reduce the cost of specific coverages such as liability and collision coverage. So when it seems like all the discounts add up to a free policy, company stockholders wouldn’t be very happy.

The illustration below illustrates the comparison of Chevy City Express insurance costs with and without discounts applied to the premium. Data assumes a male driver, a clean driving record, no claims, Florida state minimum liability limits, full physical damage coverage, and $500 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with homeowner, safe-driver, marriage, claim-free, multi-policy, and multi-car discounts applied.

To see providers that can offer you the previously mentioned discounts in Jacksonville, click here to view.

Why auto insurance is not optional

Even though it can be expensive, maintaining insurance serves an important purpose.

The benefits of having insurance are definitely more than the cost, specifically if you ever have a liability claim. According to a recent study, the average American driver is overpaying over $825 a year so compare rate quotes every year to save money.

How much car insurance do I need?

When choosing adequate coverage for your personal vehicles, there really is no single plan that fits everyone. You are unique.Car insurance savings

These are some specific questions may help you determine whether your personal situation could use an agent’s help.

If you can’t answer these questions but you think they might apply to your situation, you might consider talking to an agent. If you don’t have a local agent, fill out this quick form. It’s fast, doesn’t cost anything and may give you better protection.

When should I have guidance from a local insurance agent?

Many people still like to have an agent’s advice and that is a smart decision Insurance agents can answer important questions and will help you if you have claims. One of the best bonuses of price shopping on the web is that you can find better rates but still work with a licensed agent. Buying insurance from local agencies is especially important in Jacksonville.

Insurance agents in JacksonvilleAfter completing this simple form, the quote information is emailed to insurance agents in Jacksonville who will give you quotes for your business. You won’t need to contact an agency as quotes are delivered to the email address you provide. If for some reason you want to compare prices from one company in particular, you would need to jump over to their website and give them your coverage information.

Best car insurance agent in Jacksonville

When narrowing the list to find a reliable insurance agency, it’s helpful to know the different agency structures that you can select. Jacksonville agents are either independent agents or exclusive agents depending on their employer. Both types can sell and service insurance coverage, but it’s good to learn the difference in the companies they write for because it may have an impact on the kind of agent you use.

Independent Insurance Agents (or Brokers)

Independent agencies are appointed with more than one company and that gives them the ability to insure through lots of different companies depending on which coverage is best. If they find a lower price, an independent agent can move your coverage and you won’t have to switch agencies.

When shopping rates, you need to compare quotes from a few independent agents for maximum quote selection.

Shown below is a partial list of independent agents in Jacksonville who can help you get free rate quotes.


4828 Blanding Blvd Suite 1Jacksonville, FL 32210(904) 376-7200View Map


8825 Perimeter Park Blvd #303Jacksonville, FL 32216(904) 494-8898View Map


7855 Argyle Forest Blvd #502Jacksonville, FL 32244(904) 783-3388View Map

More insurance agents

Exclusive Insurance Agencies

These agents normally can only provide a single company’s rates and examples are Allstate, AAA, Farmers Insurance, and State Farm. Exclusive agents are unable to provide other company’s prices so they are skilled at selling on more than just price. Exclusive agents receive extensive training on sales techniques which helps them compete with independent agents.

Shown below are exclusive insurance agencies in Jacksonville willing to provide comparison quotes.

David Beam – State Farm Insurance Agent
10400 San Jose Blvd Ste 2Jacksonville, FL 32257(904) 379-4156View Map


1944 Southside BlvdJacksonville, FL 32216(904) 724-6040View Map


9310 Old Kings Rd S #1901Jacksonville, FL 32257(904) 737-0829View Map

More insurance agents

Selecting an insurance agent is decision based upon more than just the quoted price. Any good agent in Jacksonville should know the answers to these questions.